It Looks Like You May Or May Not Be
Qualified For Implants Right Now - Please Keep
Reading Below
It looks like you have a Poor Credit score currently (below 650 FICO.)
Even though we have some of the most affordable implant rates in the area, most of our patients need to use financing in order to pay for
their dental implant procedure.
If you're looking for only a single dental implant or an implant bridge,
you may actually still get approved for a loan! :) The smaller the operational
cost, the more likely you are to get approved for a loan with your lower credit score.
Unfortunately if you are looking for a FULL MOUTH implant solution,
it is unlikely you will get approved for a loan. The ONLY caveat to this
is if you have a co-signer and/or a loved one who plans on helping
you pay for your treatment.
Our staff will get in contact with you shortly in order to learn more about your financial situation to see whether or not we can help you. We hope you don't feel let down or upset with us. We made this
page for our potential patients so we don't waste their time. Again, we're
not sure if you're qualified - we will contact you to find out.
Here Are Some Helpful Tips You Can
Use To Get Ready For Implants In The Future
We've compiled some of our favorite tips and videos
on how to financially prepare for implant treatment. Note: We do not own the video content below, but we've found the information to be extremely helpful.
Improve Your Credit Score - Aim For A 650+ FICO
Most patients will need to use third party financing in order to pay
for larger implant treatment procedures - namely Implant Overrdentures & Fixed Zirconia Arches. With 3rd party financing patients can enjoy breaking up the cost of their procedure into low monthly payments.
However, getting approved for these types of loans requires a good credit history.
The lower the credit score, the less likely you are to get approved and the higher the interest. We recommend patients ONLY consider moving forward with
implant treatment once they have a 650+ FICO Credit Score.
Obtain A Co-Signer (Get Help From A Loved One)
In many cases we've seen older patients get help from their spouses
or kids to get approved for treatment. Getting financial aid
from those who care about you most is normally a faster approach
to receiving dental treatment, however this option fully depends on your
personal connections, the financial status of your loved ones, and
the nature of your relationships. This a great option for many older folks.
We have seen the children of many older patients give their parents
dental implants as a birthday present or thank you gift.
Lower Your Debt-To-Income Ratio As Much As Possible
Sometimes we'll have patients come to us with a high credit score,
but they STILL can't get approved by our third party financing
companies. (We use Care Credit & LendingClub) Whenever this happens
the patient will be completely confused as to why they can't get approved.
As you can imagine this can be frustrating! Well, here's something most
people don't realize. Majority of larger 3rd party financing companies take a comprehensive look at your debt-to-income ratio. So WHAT IS Debt-To-Income ratio and how does it work? Here's a great video we found on Youtube explaining
how this works. Although this video is specifically talking about mortgages,
the same principles apply to getting a loan for dental implant treatment.
We're located at
2285 Peachtree Rd. NE, Suite 203, Atlanta Georgia 30309
It Looks Like You May Or May Not Be
Qualified For Implants Right Now - Please Keep
Reading Below
It looks like you have a Poor Credit score currently (below 650 FICO.)
Even though we have some of the most affordable implant rates in the area,
most of our patients need to use financing in order to pay for
their dental implant procedure.
If you're looking for only a single dental implant or an implant bridge,
you may actually still get approved for a loan! :) The smaller the operational
cost, the more likely you are to get approved for a loan with your lower credit score.
Unfortunately if you are looking for a FULL MOUTH implant solution,
it is unlikely you will get approved for a loan. The ONLY caveat to this
is if you have a co-signer and/or a loved one who plans on helping
you pay for your treatment.
Our staff will get in contact with you shortly in order to learn more about
your financial situation to see whether or not we can help you.
We hope you don't feel let down or upset with us. We made this
page for our potential patients so we don't waste their time. Again, we're
not sure if you're qualified - we will contact you to find out.
Here Are Some Helpful Tips You Can
Use To Get Ready For Implants In The Future
We've compiled some of our favorite tips and videos
on how to financially prepare for implant treatment. Note: We do not own the video content below, but we've found the information to be extremely helpful.
Improve Your Credit Score - Aim For A 650+ FICO
Most patients will need to use third party financing in order to pay
for larger implant treatment procedures - namely Implant Overrdentures & Fixed Zirconia Arches. With 3rd party financing patients can enjoy breaking up the cost of their procedure into low monthly payments.
However, getting approved for these types of loans requires a good credit history.
The lower the credit score, the less likely you are to get approved and the higher the interest. We recommend patients ONLY consider moving forward with
implant treatment once they have a 650+ FICO Credit Score.
Obtain A Co-Signer (Get Help From A Loved One)
In many cases we've seen older patients get help from their spouses
or kids to get approved for treatment. Getting financial aid
from those who care about you most is normally a faster approach
to receiving dental treatment, however this option fully depends on your
personal connections, the financial status of your loved ones, and
the nature of your relationships. This a great option for many older folks.
We have seen the children of many older patients give their parents
dental implants as a birthday present or thank you gift.
Lower Your Debt-To-Income Ratio As Much As Possible
Sometimes we'll have patients come to us with a high credit score,
but they STILL can't get approved by our third party financing
companies. (We use Care Credit & LendingClub) Whenever this happens
the patient will be completely confused as to why they can't get approved.
As you can imagine this can be frustrating! Well, here's something most
people don't realize. Majority of larger 3rd party financing companies take a comprehensive look at your debt-to-income ratio. So WHAT IS Debt-To-Income ratio and how does it work? Here's a great video we found on Youtube explaining
how this works. Although this video is specifically talking about mortgages,
the same principles apply to getting a loan for dental implant treatment.
We're located at
2285 Peachtree Rd. NE, Suite 203, Atlanta Georgia 30309